The Group provides our customers with insurance, wealth and retirement solutions through our businesses in the UK, Ireland, Canada and Aviva Investors, each with high quality businesses and strong market positions. At 31 December 2025, the Group also held international investments in China and India.
Business overview
Aviva plc: A public limited company incorporated under the laws of England and Wales, is the holding company of the Group. The Group is the UK's only diversified insurer, with 25.2 million customers. The Group operates through businesses in the UK, Ireland and Canada, and international investments in China and India.
Aviva Insurance Limited (AIL): A limited company incorporated in Scotland. The company transacts general and health insurance business in the UK. This includes underwriting foreign risks arising from the inwards reinsurance arrangement with the company’s direct subsidiary, AIIDAC and its global corporate specialty business. The major classes of business underwritten are personal lines (motor, home and other), health and commercial lines (property, liability, motor and other).
Aviva Life & Pensions UK Limited (UKLAP): A limited company incorporated under the laws of England and Wales, which transacts life assurance and long-term savings business. The company has both Non-profit and With-profits funds and writes primarily pensions, annuities, bonds, protection and investment products. The company also purchases equity release business written by its wholly owned subsidiary Aviva Equity Release UK Limited. The company carries out its business predominantly in the UK.
Aviva International Insurance Limited (AIIL): A limited company incorporated under the laws of England and Wales. The principal activity of the company is to act as the internal reinsurance vehicle of the Group. The company accepts reinsurance of different risk types across the Group in order to promote capital efficiency, improve fungibility of capital and realise the benefits of group diversification of risk.
UK INSURANCE MARKET - RANKING BY GROSS WRITTEN PREMIUMS - NON-LIFE - 2025.12
