PAYTM: SECURE UPI PAYMENTS Hits 87.2% “Love It” Feedback—Speed Wins, but Rewards Matter

October 2026 | United Arab Emirates Banking & Fintech Apps User Satisfaction Survey

APP USER SATISFACTION PERFORMANCE

PAYTM: SECURE UPI PAYMENTS delivers High Performance in the UAE's banking and fintech app landscape, achieving an App Pulse Score© (APS) of 84.2, outperforming the country average by 26.2 points.

The October 2026 survey, using the APS methodology from Cassuarina Labs, converts qualitative user feedback into measurable satisfaction indicators. Survey results show that 87.2% of users' qualitative feedback falls into the APS category “Love It,” while 6.4% reflects disappointment or frustration.

The strongest signal is clear: users value fast, convenient UPI payments, intuitive navigation, and a sense of transaction security. Comments frequently highlight quick money transfers, smooth payment experiences, and the convenience of sending and receiving money without carrying cash.

However, the experience is not frictionless. Users also describe login failures, transaction delays, bank-linking difficulties, and inconsistent cashback offers. These issues reveal an important distinction: a payment app can win on speed and convenience, but maintaining confidence requires predictable performance when transactions or account access become complicated.

Strong Points — What Users Value Most

  • Fast payments and transfers: Speed is the most frequently highlighted functional advantage. Users praise quick transactions, instant-feeling payments, and…..

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TABBY Hits 86.5 APS in the UAE: Why Payment Flexibility Is Winning Users Over

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ETISALAT MONEY UAE Hits 78.8% “Love It” Feedback: Fast Transfers Win, but Support Friction Remains